Health Care

Measuring Progress

Where Do U.S. Wal-Mart Associates Get Their Health Care Coverage?

Source of health care coverage % of all Associates Number of Associates
Total 100% 1,342,852
Wal-Mart coverage** 47.4% 636,391
Coverage through spouse*** 22.2% 298,637
Coverage through an individual policy 2.5% 34,194
Coverage through other/previous employer 3.4% 45,341
Medicare coverage 4.5% 59,876
Coverage through V.A. or military 2.3% 30,485
Medicaid coverage 1.9% 25,681
State coverage other than Medicaid 1.2% 15,712
Coverage through parents/school/college 4.2% 56,529
Medical coverage other than listed above 0.8% 10,754
No coverage 9.6% 129,252

76.3% (1,024,894 Associates) were eligible for Wal-Mart coverage as of 1/1/2007

*Percentage of Associates with Wal-Mart coverage as of 1/1/2007

Other percentages were derived from a survey conducted during Wal-Mart's fall 2006 open enrollment period (September 16 - October 27, 2006). 375,531 Associates who declined Wal-Mart coverage or selected for the first time were eligible to participate in the survey. Percentages from their answers were then projected onto the total Associate base.

All U.S. Associates

U.S. Associates with health care coverage

% of all Associates
Associates with health care coverage 90.4%
Associates without health care coverage 9.6%
% of all Associates
Wal-Mart coverage 52.44%
Coverage through spouse 24.61%
Coverage through an individual policy 2.82%
Coverage through other/previous employer 3.74%
Medicare coverage 4.93%
Coverage through V.A. or military 2.51%
Medicaid coverage 2.12%
State coverage other than Medicaid 1.29%
Coverage through parents/school/college 4.66%
Medical coverage other than listed above 0.89%

About the Hewitt Benefit Index®

Hewitt's Benefit Index methodology has been used by more than 500 companies over the past 40 years to benchmark the competitive value of the complex array of benefit plans and provisions of various industry and labor market competitors. It calculates the relative employer-provided value of Wal-Mart's benefits compared to 20 large retailers and grocers based on a common representative employee population.

Key findings

By including part-time Associates and their children, our broad eligibility ranks among the highest.

While the Hewitt Index average score is 100, Wal-Mart scored:

  • 104.8 – All Benefits
  • 102.0 – Active Health Care (medical, dental, vision, hearing)
  • 217.4 – Retirement Savings
Comparison of Health Plan Features Wal-Mart's Network Saver $350 Comparison Companies: Average and Range
Deductible (In-Network) $350 $280 ($0 to $1,000)
Coinsurance (In-Network) 80% 85% (80% to 100%)
Out-of-Pocket (In-Network, including deductible) $2,100 $2,100 ($850 to $4,000)
Doctor Office Visit $20 co-pay, once deductible is met $10 to $40 (15 companies)
Lifetime Maximum Unlimited ($25K first 12 months) $500K to unlimited
Employee Contribution (Monthly) $64 to $79 $86 ($0 to $263)